Naperville continues to exemplify economic resilience and growth, solidifying its position as a premier destination for businesses and residents alike.
Top-Tier Financial Ratings
In early July, Naperville was awarded the highest available bond ratings for its General Obligation bonds by both Standard & Poor’s Global Ratings (S&P) and Moody’s Ratings. The city has maintained the ‘AAA’ rating from S&P and the ‘Aaa’ rating from Moody’s for over 30 years, reflecting its healthy local economy and sound financial practices, including a low debt burden, strong cash reserves, and stable pension funding.
Leading Retail Sales
Naperville has consistently ranked as the state’s top retail sales tax generator outside of Chicago. In 2025, the city reported over $5.7 billion in retail sales, leading the suburbs in categories such as grocery, dining, home improvement, and auto sales. This robust retail environment underscores the city’s appeal to both consumers and businesses.
Dynamic Business Environment
The city’s dining scene continues to thrive, offering a mix of nationally recognized restaurants, chef-driven concepts, and locally loved favorites. This vibrant culinary landscape attracts residents and visitors, contributing to the local economy’s vitality.
Additionally, the redevelopment of the Riverbrook Shopping Center is set to introduce seven new Asian-focused businesses, including the first Illinois location of the nationally recognized Asian supermarket chain 99 Ranch Market. This project positions Naperville as a regional destination for diverse retail and dining experiences.
Embracing Remote Work
Naperville has also emerged as a top city for remote work participation. In 2024, approximately 25.6% of the city’s workforce worked primarily from home, ranking 12th out of 357 large U.S. cities. This trend reflects the city’s alignment with evolving work patterns and modern lifestyle preferences.
These factors collectively highlight Naperville’s economic strength and its commitment to fostering a thriving community for businesses and residents.

