Naperville continues to exemplify economic resilience and growth, solidifying its position as a premier destination for businesses and residents alike. Several key factors contribute to this thriving environment.
Top-Tier Financial Ratings
In early July, Naperville was awarded the highest available bond ratings for its General Obligation bonds by both Standard & Poor’s Global Ratings (S&P) and Moody’s Ratings. The city has maintained the ‘AAA’ rating from S&P and the ‘Aaa’ rating from Moody’s for over 30 years, reflecting its healthy local economy and sound financial practices, including a low debt burden, strong cash reserves, and stable pension funding.
Retail Excellence
Naperville has consistently ranked as the state’s top retail sales tax generator outside of Chicago. In 2025, the city reported over $5.7 billion in retail sales, leading the suburbs in categories such as grocery, dining, home improvement, and automotive purchases. This robust retail performance underscores the city’s appeal to both consumers and businesses.
Dynamic Dining Scene
The city’s dining landscape is a vibrant mix of nationally recognized restaurants, chef-driven concepts, and beloved local establishments. With a population of over 150,000 and strong consumer traffic, Naperville has become a culinary destination where exceptional dining experiences and continued investment fuel sustained growth.
Embracing Remote Work
Naperville has emerged as a top city for remote work participation. In 2024, approximately 25.6% of the city’s workforce—more than 20,000 residents—worked primarily from home. This trend highlights Naperville’s alignment with evolving work patterns and modern lifestyle preferences, reinforcing its status as a community of choice for professionals.
Real Estate Market
The local real estate market reflects the city’s economic vitality. The median listing price stands at $676,000, indicating strong demand. Homes sell in a median of 23 days, with a sale-to-list price ratio of 100%, suggesting a competitive market favorable to sellers.
Naperville’s economic strength is a testament to its strategic planning, diverse business environment, and commitment to maintaining a high quality of life for its residents.